FreeScoreOnline allows customers to view their free credit scores and credit reports from all three credit bureaus including TransUnion, Equifax, and Experian. Since the information in your credit report is constantly changing, its important to use a service such as FreeScoreOnline to monitor your credit reports as these changes can have a big impact on your credit score.
The service makes it easy to view your credit score and monitor changes to your credit reports from all three credit reporting agencies. FreeScoreOnline’s service features daily credit monitoring and alerts so you can stay on top of changes to your credit reports and see how your credit score changes month to month. As changes to the information within your credit report affect how high or low your credit score is, its important to be aware of when new information is added and verify its accuracy. Such information could include new credit lines or bank accounts, address changes, payment history, or other information that could either raise or lower your credit score.
Another benefit of monitoring your credit report with FreeScoreOnline is to help identify potential identity theft threats. Identity theft allows criminals to perpetuate fraud using your good name and credit history, while in the process destroying your credit score. Early detection and monitoring of your credit report will go along way in helping to prevent identity theft and protect your credit scores. As part of its service, FreeScoreOnline offers members reimbursement insurance that covers up to $1 million in damages in the event that you become a victim of identity theft.
Beyond viewing your credit score with each credit bureau, FreeScoreOnline also allows you to make sure that the information contained within your credit report is accurate. Each credit report contains your basic background information (name, address, social security number), existing credit or bank accounts, payment history, and credit report inquiries. By using FreeScoreOnline you can make sure that the information used to generate your credit score doesn’t include inaccurate negative information such as missed payments, collection actions, evictions, or repossessions. Having the ability to verify that your credit report is accurate will go along way in helping to protect or raise your credit score.
Some of the other great features that FreeScoreOnline.com offers include interactive tools and a learning center so you can better understand the impact of your credit history and learn what actions positively or negatively impact your credit score. The service also includes the ScoreSense dispute center so you can report inaccuracies that you may find within your credit report to TransUnion, Equifax, or Experian. The ability to not only identify but also dispute and fix inaccurate information will go along way in helping to raise your credit score.
FreeScoreOnline offers a no risk seven day free trial so you can obtain your free credit score and view your credit reports. After the free trial the service costs $29.95 per month with the ability to cancel at any time. In addition to the great tools and interactive learning center, the service also has a seven day a week customer support line in case you need help. With the ability to view your credit scores from all three credit bureaus and monitor your credit reports make it a great tool in helping to protect and raise your credit score.